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In addition, customers for this sort of plan could have serious legal or criminal histories. It's crucial to keep in mind that various carriers provide a variety of concern ages on their guaranteed problem policies as reduced as age 40 or as high as age 80 - funeral policies for over 60. Some will likewise supply greater stated value, up to $40,000, and others will enable for better survivor benefit conditions by improving the rate of interest with the return of premium or decreasing the variety of years until a full survivor benefit is readily available